Price Reduction - Waterfront
Address
1851 Harbor Light Ln, St. George Island, FL
Price
$ 980,000
Property Attributes
- MLS#318480
- TypeSingle Family
- Listing Status Active
- CountyFranklin
- CitySt. George Island
- AreaSt. George Island
- NeighborhoodBay View Village
- Zip32328
- StyleFlorida Cottage, Rustic
- Year Built1987
- Taxes$ 8403
- Price$ 980,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage2416
- Lot Size1.0193 Acres
Data Source:
Forgotten Coast REALTOR® Association
Property Description
Set on over an acre along a peaceful canal in St. George Island's gated Plantation community, 1851 Harbor Light Lane offers a distinctive waterfront retreat with sweeping views across the bay and spectacular western sunsets. Surrounded by native coastal vegetation, this 3-bedroom, 2-bath home combines privacy, natural beauty, and the relaxed lifestyle that makes St. George Island so special. Warm wood finishes, heart pine floors, and a fireplace give the home an inviting coastal character. The open living and dining areas are filled with natural light, while expansive windows and outdoor living spaces draw your attention to the water. The upper-level primary suite offers a private balcony overlooking the canal and bay, creating the perfect place to begin or end the day. Outside, enjoy a screened swimming pool, spacious porches, and a private dock providing access to the surrounding waterways. An elevator adds everyday convenience, while the generous homesite offers a sense of space and seclusion that's increasingly difficult to find. Located within St. George Island Plantation, residents enjoy gated access, community pools, tennis courts, nature trails, and miles of beautiful Gulf beaches. Whether spending the afternoon on the water, relaxing poolside, or watching the sun disappear over the bay, 1851 Harbor Light Lane offers the opportunity to experience St. George Island at a slower, more peaceful pace.
| Price History | |
|---|---|
| 2/4/2026 | Listed $1,100,000 |
| 11/1/2026 | 11$980,000 |
General Features
| Sewer | Aerobic Septic |
|---|---|
| Heating | Fireplace(s),Central,Electric |
| Cooling | Central Air,Heat Pump,Electric,Ceiling Fan(s) |
| Utilities | Cable Available,Electricity Connected,Phone Available,Propane,Underground Utilities,Water Connected,Private Trash |
| Possession | Close Of Escrow,Immediate |
| Roof | Standing Seam |
| Appliances | Washer,Dishwasher,Refrigerator,Electric Oven,Gas Oven,Water Filtration System,Gas Water Heater,Tankless Water Heater |
| Zoning | R-1 |
| HOA Fee | 3670 |
| Association Fee Includes | Management,Recreational Facilities,Reserve Fund,Security |
| Patio/Porch Features | Screened,Porch |
| Architectural Style | Florida Cottage,Rustic |
| Pool Features | In Ground,Screen Enclosure |
| Security Features | 24 Hour Security,Security Gate & Roving Only |
| Construction Materials | Wood Siding |
| Exclusions | See exclusion List |
| Year Built | 1987 |
| View | Water,Bay,Canal |
| Stories Count | 2 |
| Levels | 2 |
| Property Subtype | Detached Single Family |
| Tax Year | 2023 |
| Gross Income | 63970 |
| Waterfront Features | Bayfront,Canal Front |
| Community Features | Airport/Runway,Fitness Center,Gated,Pickle Ball Court,Tennis Court(s) |
| Building Name | Saltwater Charlie's |
| Assoc Fee Paid Per | Annually |
| Property Type | Residential |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | Bay View Village |
| Garage Y/N | false |
| Other Structures | Storage |
| Full Baths | 2 |
| Status | Active |
| Directions | From the Plantation gate, travel approximately 2.5 miles. Then, right on Harbor Light Lane, Driveway on the right. Look for Saltwater Charlie's. |
| City | St. George Island |
| Zoning Description | Residential Single Family |
| MLS Area | St. George Island |
| Lot Size Units | Acres |
| Lot Size Square Feet | 44400 |
| Carport Y/N | false |
| Tax Annual Amount | 8403 |
| Property Condition | Construction Complete |
| Ok to Lease | Short Term Lease |
| MLS Area Minor | Plantation |
| Additional Parcels Y/N | false |
| Concessions | No |
| Virtual Tour | https://tour.usamls.net/1851-Harbor-Light-St-George-Island-FL-32328/unbranded |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Builder Name | Ingram |
| Standard Status | Active |
| Occupancy Type | Tenant |
| Tax Lot | Lot 24 |
| Legal Description | Lot 24 Bayview Village |
| LeasableAreaUnits | Square Feet |
Interior Features
| Interior Amenities | Breakfast Bar,Elevator,Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Pine |
| Furnished Y/N | Furnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Laundry Features | Washer/Dryer Hookup |
| Total Bedrooms | 3 |
| Total Baths | 2 |
| Primary Bedroom Features | Walk-In Closet(s) |
Exterior Features
| Exterior Amenities | Dock |
|---|---|
| Parking Features | Circular Driveway,Driveway,Under House With Pad |
| Lot Features | Boating Access,Within 1/2 Mile of Water |
| Water Source | Private |
| Total Parking | 4 |
| Lot Size Area | 1.0193 |
| Foundation Details | Pilings,Wood |
| Building Area Total | 3252 |
| Lot Dimensions | 120 x 370 |
| Lot Size Acres | 1.0193 |
| Waterfront Y/N | true |
| Road Frontage Type | Private Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32328
Price
Taxes
Year Built
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
